# Pension

[![lump_sum.png](https://resources.planforfailure.com/uploads/images/gallery/2024-10/scaled-1680-/vlOUU4LemY1vwtZE-lump-sum.png)](https://resources.planforfailure.com/uploads/images/gallery/2024-10/vlOUU4LemY1vwtZE-lump-sum.png)

[https://www.ii.co.uk/pensions/tax/emergency-tax-pensions](https://www.ii.co.uk/pensions/tax/emergency-tax-pensions)

### Which form do I need to reclaim emergency tax on a pension lump sum?

HMRC has several forms you can use to claim a refund for emergency tax paid on a pension.

Which one is right for you will depend on your circumstances.

<div class=" css-b615y5" id="bkmrk-p50z%C2%A0%E2%80%93-should-be-use"><div class="css-1e54vvi"><div class="css-1ci5qn0"><div class="css-1u46ku1">- [**P50Z** ](https://www.gov.uk/guidance/claim-a-tax-refund-if-youve-stopped-work-and-flexibly-accessed-all-of-your-pension-p50z)– should be used if you if cashed in your whole pension and have no other sources of income.
- [**P53Z** ](https://www.gov.uk/guidance/claim-a-tax-refund-when-youve-flexibly-accessed-all-of-your-pension-p53z)– should be used if you have cashed in your whole pension but also have other sources of income.
- [**P55**](https://www.gov.uk/guidance/claim-back-tax-on-a-flexibly-accessed-pension-overpayment-p55) – should be used if you have only taken part of your pot as cash and have no immediate plans to make any further withdrawals.

</div></div></div></div>Refunds from HMRC are usually paid within 30 days.

If you plan to make further withdrawals from your pot, HMRC will supply your pension provider with a new tax code that reflects the tax overpayment that you have made.